Home Warranties
A home warranty can work together with your homeowner’s insurance to give you more protection.
What is a Home Warranty?
A home warranty is a service contract that can give you coverage for everyday wear and tear on home appliances and systems. If something breaks down, a home warranty can help you pay for a repair or replacement on a covered item.
You can buy a home warranty directly from a company like America’s Preferred Home Warranty (APHW), or you might receive a home warranty as part of a home purchase.
The home appliances and systems covered by a home warranty depend on the provider and plan you choose. However, most plans offered by home warranty companies include coverage toward repair or replacement of:
- Common household appliances like a dishwasher, refridgerator, and oven
- Major home systems like plumbing, electrical, and heating
It’s important to read the service contract to fully understand a plan’s limitations before you sign. But you should also know that some providers will let you buy optional coverage for items not covered by one of their home warranty plans.
If You Have Homeowner’s Insurance, Do You Need a Home Warranty?
If you have a home, you most likely have homeowner’s insurance, since most mortgages require it as part of the lender agreement. Yet, while homeowner’s insurance protects your home from all kinds of events and disasters, it doesn’t cover your home for normal wear and tear.
This is where a home warranty can help.
Here’s an example from the America’s Preferred Home Warranty website of how homeowner’s insurance and home warranties work together to give you more protection:
"If your dishwasher starts to leak and causes floor damage, homeowner’s insurance could cover the damage, but may not fix the leak. Whereas a home warranty could help you fix the leak, but not the damaged floor. Working together, the two policies could cover everything (less your deductibles), and help you avoid much of the costs of getting these items fixed yourself."
From aphw.com
For a brief overview of what one warranty company covers and how it works, please visit:
America's Preferred Home Warranty - What We Cover
America's Preferred Home Warranty
You can choose your own licensed contractor for all covered repairs with this RE/MAX Approved Supplier of home warranty coverage. Click the link to view the full warranty booklet from America's Preferred Home Warranty that explains the easy 3-step claim process, what items are covered, as well as pricing information.
America’s Preferred Home Warranty booklet: clickhere
Testimonials
"
“It was a pleasure to work with you and your staff and I really love that Mary Kay sent me the pictures of our house!”
"
- Dolores N
"
I knew the minute I spoke with Erin on the phone that we were destined to be friends! I absolutely adore her and working with her was such a pleasure. I wish every transaction had an Erin on the other side!
"
- Fellow Agent
"
“I know many people who have used Tom and all had good experiences. He promptly returned all messages and calls; gave a backup contact to help if Tom was not available; the documents showing what to expect were very helpful. Great experience!”
"
- Amanda G
"
“Tom has always handled our real estate needs. He has been a friend for years. Mary Kay was a JOY to work with.”
"
- Charlene R
"
“Tom made us feel comfortable with the home buying process. He explained the process of buying a house and was available when we had questions.”
"
- Jared O
"
Tom Johansing and his Team went above and beyond to help me sell 3 properties in the past 5 years. I will keep coming back to them for all my real estate needs.
"
- Tim S
"
“Tom got information needed back to me quickly. He helped me get someone to do work on the house.”
"
- Al B
"
“Tom has helped my parents in the past and has done a great job. I knew I could trust him. He explained the whole process well – especially for us as first time home buyers. He gained our trust so we could ask for his opinion and believe his answers.”
"
- Danielle P
"
“Constant communication and follow up – Tom’s whole team is wonderful”
"
- Brandon K
"
“Thank you for all your hard work in selling my condo and finding another for me. I love my [new] condo and everything about the area. If the opportunity comes up, I will HIGHLY RECOMMEND The Tom Johansing Team. God bless you all.”
"
- Mary Lou T
"
“We were blown away by Tom’s person touch from the very beginning. Tom went through the contract and explained it line-by-line. It was a big help.”
"
- CJ W
"
This was the THIRD property Tom & his Team sold for us. In our forty years of buying and selling houses, no other Realtor comes close to matching Tom's professionalism, knowledge of the market and reputation. If you need a Realtor in Cincinnati, look no further...Tom is your man!
"
- Kim S.
"
“As an out of state buyer, the showing-to-closing process was very smooth. Their willingness to continue to assist me through numerous questions and referrals after the closing has been golden.”
"
- Kathy A
"
“Tom was my constant ally and advocate. He advised me every step of the way and was patient beyond belief allowing me to find MY home. He paid attention to every detail on my behalf.”
"
- Carolyn H
"
“Tom Johansing and his team were an absolute dream to work with in selling my mother's home and childhood home over the past year. My wife and I have worked with a half dozen realtors over the past 30 years, and none come even close to matching the level of professionalism, market knowledge, and customer service provided by Tom and his Team, each going far beyond the typical responsibilities taken on by a realty team in selling a house. If you are in need of an excellent realtor to work with, you do not need to look any further! Hire The Tom Johansing Team. You will not regret it!”
"
- Tim S.
"
“Prompt phone calls, emails, text messages with selling process. Contacted prospective contractors for estimates for us and met with them and asked them pertinent questions.”
"
- Chris S
"
“I received outstanding service, especially being out of state on my second house sale with Tom and Mary Kay. Creative and honest when the house didn’t sell [during the market crash], Tom assisted with a one year great rental. Mary Kay gave great customer service – always available to help and very resourceful with helpful tips to protect myself. Tom and Mary Kay are a fabulous team!”
"
- Sharon B
"
Tom shared his observations and made good suggestions. He was patient, thorough, and respected our decisions. He did not pressure us to buy, even in a competitive market. Tom was available to us and answered all our questions in a timely manner. Best of all, he made our dream house a reality!
"
- Pete K
"
“Tom was prompt, pleasant and knew the area well.”
"
- Mel K
"
“Whenever we had a problem or question, Tom was right on it for us. He is such a “people person” and we always feel like “family” whenever we call him.”
"
- Ellen K
The data relating to real estate for sale on this web site comes
in part from the Broker Reciprocity™ program of the Multiple
Listing Service of Greater Cincinnati. Real estate listings held by
brokerage firms other than The Tom Johansing Team are marked with the MLS ™ logo
(the small logo to the left) and detailed information about them includes
the name of the listing brokers. The information herein is furnished by the property owner in good
All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. The data relating
All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawl. Neither listing broker(s) nor SE IN BD REALTORS shall be held responsible for typographical errors, misinformation, misprints and shall be held totally harmless.
